Equal Housing Lender
Member FDIC



The International Bank of Miami’s Commercial Banking Division focuses on serving the domestic and international financing needs of small and medium sized businesses. With over 40 years of experience, we are uniquely qualified to create solutions to meet your special needs, as well as providing the traditional products and services for which we are known.

We have a dedicated group of Relationship Managers who will craft credit strategies specifically for your business. Each Relationship Manager is committed to knowing your business and its unique banking needs. With our help our customers have increased their sales, penetrated new markets and successfully pursued new business. We offer depth of experience, a high level of service and a strong commitment to helping you reach your business goals.

Our services include:

  • Cash Management Services – on line banking which enables you to review checks / statements, transfer / wire funds, reconcile accounts, and initiate ACH transfers at any time from anywhere in the world.  We also offer lockbox and automated sweep services.
  • Depository Services - Checking, Savings, Money Market, Time Deposit accounts and other shorter-term investment options.
  • Working Capital Lines of Credit - carry your receivable and inventory balances, and take advantage of discount purchases.
  • Expansion Capital - enhance business operations through financing of equipment or other capital items that improve your productivity.
  • Real Estate Financing - assists your business in acquiring or improving real estate to grow your business.
  • Mortgage Warehousing Programs – retain profits by controlling your service release premium.
  • Community (Condo/Home Owners) Association Loans – Improve your property and increase its value.

To assist you with your export/import needs we also offer:

  • Pre-Export Financing – working capital to manufacture products for export or to pay suppliers.
  • Import, Export and Standby Letters of Credit – financial instruments through which a bank promises to pay a certain amount of money provided proper documentation is submitted as proof that a transaction has taken place.
  • Draft discounting – We can discount drafts generated by export letters of credit confirmed by us or drafts originating from other transactions which have been accepted (Bankers Acceptance) by another bank which is acceptable to us.
  • Other Services – Documentary Collections, International Wire Transfers, and Foreign Exchange transactions.
For assistance with your banking needs or for more information on our Commercial Banking Services, please contact one of our Relationship Managers at:


PHONE: 305.459.8491
FAX: 305.569.0544
EMAIL: Commercial.Banking@tibom.com
ADDRESS: Commercial Banking Group
121 Alhambra Plaza
Penthouse 2
Coral Gables, FL. 33134


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