 |

The International Bank of Miami’s Commercial Banking Division focuses on
serving the domestic and international financing needs of small and medium sized
businesses. With over 40 years of experience, we are uniquely qualified to create
solutions to meet your special needs, as well as providing the traditional products
and services for which we are known.
We have a dedicated group of Relationship Managers who will craft credit strategies
specifically for your business. Each Relationship Manager is committed to knowing
your business and its unique banking needs. With our help our customers have
increased their sales, penetrated new markets and successfully pursued new business.
We offer depth of experience, a high level of service and a strong commitment
to helping you reach your business goals.
Our services include:
- Cash Management Services – on line banking which enables you
to review checks / statements, transfer / wire funds, reconcile accounts, and
initiate ACH transfers at any time from anywhere in the world. We also offer
lockbox and automated sweep services.
- Depository Services - Checking, Savings, Money Market, Time Deposit
accounts and other shorter-term investment options.
- Working Capital Lines of Credit - carry your receivable and inventory
balances, and take advantage of discount purchases.
- Expansion Capital - enhance business operations through financing
of equipment or other capital items that improve your productivity.
- Real Estate Financing - assists your business in acquiring or improving
real estate to grow your business.
- Mortgage Warehousing Programs – retain profits by controlling
your service release premium.
- Community (Condo/Home Owners) Association Loans – Improve your
property and increase its value.
To assist you with your export/import needs we also offer:
- Pre-Export Financing – working capital to manufacture products
for export or to pay suppliers.
- Import, Export and Standby Letters of Credit – financial instruments
through which a bank promises to pay a certain amount of money provided proper
documentation is submitted as proof that a transaction has taken place.
- Draft discounting – We can discount drafts generated by export
letters of credit confirmed by us or drafts originating from other transactions
which have been accepted (Bankers Acceptance) by another bank which is acceptable
to us.
- Other Services – Documentary Collections, International Wire
Transfers, and Foreign Exchange transactions.
For assistance with your banking needs or for more information on our Commercial
Banking Services, please contact one of our Relationship
Managers at:
| PHONE: |
305.459.8491 |
| FAX: |
305.569.0544 |
| EMAIL: |
Commercial.Banking@tibom.com |
| ADDRESS: |
Commercial Banking Group
121 Alhambra Plaza
Penthouse 2
Coral Gables, FL. 33134 |
|
1999-2007 © THE INTERNATIONAL
BANK OF MIAMI, N.A. All rights reserved.
|  |